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Payment for games

An important part of being a Referee is getting paid. There are several components to getting paid, but one important one is "Method of Payment". We used to offer two methods: Direct Deposit or Check. NOW WE OFFER ONLY ONE METHOD OF PAYMENT -- DIRECT DEPOSIT.

Checks - Why don't we offer payment by check anymore? From an operational standpoint checks are inconvenient to you for two reasons:

• You must cash them to be paid - meaning if you don't cash them you don't get paid
• They can be lost, washed, etc...... To replace them requires a $35 STOP PAYMENT cost "to you" - a bummer for a $40 check

They are inconvenient to us, too AND it takes more time to resolve the problems noted above

• It takes more time and costs more to create checks for payment and then distribute them either at meetings or by mail.
• We feel awful when we have to charge you the $35 stop payment fee.
• AND because of the above inconveniences we used to only pay by check once every three months -- in September (for summer games), December (for fall games), March (for winter games) and June (for spring games).

Direct Deposit

Direct Deposit is easy, secure, and because of automation it takes vastly less time and effort and is far cheaper to pay 350 or more referees by direct deposit than by check.

1. Easy - Direct Deposit is easy, as you choose your bank, select the type of account (Checking or Savings), and enter your Account Number, check the Direct Deposit checkbox and you are setup.
2. Secure - We use 2048-bit security encryption and frankly the information you give us is the same information you give to anyone you write a check to. Moreover, we DO NOT have the ability to take money from your account, only deposit into it.
3. Monthly payments - we pay by direct deposit around the last full week of most months. During the summer we pay for tournament games after each tournament.

Direct Deposit is FREE to you for a successful Direct Deposit - BUT . . . .

It is not free for an unsuccessful Direct Deposit attempt if it failed because you gave us incorrect information like the wrong bank or wrong account type (checking vs. savings) or wrong account number

• If your bank rejects the attempted deposit - If your bank rejects it they send this rejection to our bank and a $10 fee is imposed which we pass on to you.
• If your bank determines that some information is incorrect, but is is able to and does make the deposit anyway, it will send our bank a correction notice and charge a fee of $3 -- which we pass on to you.

What If -- you don't have a bank account

Suppose you are a minor and don't have your own account in a bank or credit union. You have two choices -- you can open one or you can have your payments deposited into someone else's account that you trust (say, one of your parents or of a friend). Suppose you are one of those people who just don't trust banks or credit unions. You have the same two choices. In both cases, you have a third choice -- don't do games for EKCSRA.

Caution - Sometimes things change

You need to pay attention to these things if they happen to your bank or credit union. Banks and credit unions can merge with other banks and credit unions. Some even fail and close their doors. Sometimes they even change account numbers on you. If these and other things happen to your bank or credit union, it is likely that the information required for us to make a direct deposit for you will change. In that case you need to make sure to change the direct deposit information on your profile. Otherwise you will end up not receiving the payment and incurring a charge for not having the right direct deposit information we need (see above).